About KiraDuit.my

Free Malaysian finance calculators

KiraDuit.my ("kira duit" means "calculate money" in Malay) is a free collection of simple, accurate finance calculators built specifically for Malaysia. Our goal is to help ordinary Malaysians make clearer, more confident money decisions — without jargon, sign-ups or cost.

Why we built this

Malaysian finance rules change often, and many online calculators quietly fall out of date. A good example is the Hire-Purchase (Amendment) Act 2026, which abolished the old flat-rate method for car loans in favour of the fairer reducing-balance / Effective Interest Rate (EIR) approach. Many existing calculators still use the old maths. We built KiraDuit to give you tools that reflect the current rules — and we explain the changes in plain language so you understand the numbers, not just see them.

What we offer

• Car Loan Calculator — reducing-balance & flat-rate, updated for HPA 2026.
• RPGT Calculator — coming soon
• Home Loan Calculator — coming soon
• Stamp Duty & Legal Fees Calculator — coming soon

Private and free

Our calculators run entirely in your browser. The numbers you enter stay on your device — they are never sent to or stored on our servers. The site is kept free through advertising.

A note on accuracy

We work hard to keep our calculators correct and current, but all results are estimates only and subject to change. Always confirm the latest figures with your bank or loan provider. Please read our full Disclaimer.

Get in touch

Feedback, corrections or suggestions for new calculators? Email us at hello@kiraduit.my — we'd love to hear from you.