Articles & guides

Plain-language explainers on the money decisions Malaysians make most often. No jargon — just clear guides that pair with our free calculators.

The Best Ways to Sell Your Used Car in Malaysia Before Buying a New One (2026)

Trade-in, private sale, consignment or instant-buy — how to settle your HP loan and get the best price, with a worked example.

Why used-car loans cost more, how tenure and margin of finance differ, and which one really saves you money.

Road tax, insurance, petrol, servicing, tyres and depreciation — the real monthly budget behind that instalment.

The flat-rate method is gone. Here's how reducing balance and EIR change your instalment — with a worked ringgit example.

MOT stamp duty, loan stamp duty and legal fees explained, plus foreign-buyer rates and a full worked example.

2026 RPGT rates by holding period for individuals, companies and foreigners — plus the key exemptions.

How Malaysian banks use the Debt Service Ratio to decide your loan — what counts as a commitment, with a worked example.

The once-in-a-lifetime exemption, the RM10,000 relief, family transfers and allowable deductions that cut your RPGT.

Why early settlement barely helped under the old flat rate, and how the new reducing-balance method rewards it.

The loan, the instalment, the DSR rule and the upfront cash — with worked figures for different income and debt scenarios.

How SBR-linked variable rates and fixed profit rates differ — and what a 0.5% rate rise actually costs you each month.

Down payment, stamp duty, legal fees, valuation, MRTA and more — every cost of your first home, with a RM500k example.